Looking In The Wrong Direction

by C. Henry Adams


In the form of a cliché;  I heard someone say, " Man, close your eyes, because you are looking in the wrong direction. "

How many times have we all looked in the wrong direction in life?

To even try and grasp the thought or understand the statement above, perhaps, there is a need to define it first.

Consider the meaning of  ' Close your eyes, because you are looking in the wrong direction ' to say that you are pursuing an answer to a problem while seeking the wrong steps to resolve it.

Perhaps, if we live a lifetime from birth to old age, there are (4) four events within our life-cycle that we may or may not experience on this Earth.  It is likely, that we will not have control over each of the following circumstances:

1)  Our own Childhood Development
2)  The likelihood of one or more disasters occurring of some magnitude.
3)  A form of despair with hope restored.
4)  Our own Old Age

The inability to control fate filled moments could be terrifying to think about, but I would like to encourage you NOT to fear. 

Instead, take a moment when one of the (4) four events mentioned above occur. Close your eyes to look within oneself for hope & expectation of positive changes while believing beyond one's conjecture to move forward.  Fore, prayer surely changes things.

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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3 of 3 Series : A Wise Dividend Growth Investor (Wealth Building)

by C. Henry Adams


On Sunday, April 21st 2019, I was invited to attend dinner with Family & Friends as a Guest.  Because I did not get permission or authorization from my Hosts to mention their names prior to writing this blog, I will not mention their names at this time.

Nevertheless, following the great meal, I had the opportunity to set down with the Lady of the Home and her Colleague & Visitor, Mr. Larry Bennett.

What thought struck me in my mind regarding the Gentleman was that he built mainframe computers for IBM 42 years ago.

Well, 42 years ago was 1977.   I was not old enough to drive a car or pretty much do anything else as a 7 year old.

As I sat with a closed mouth and open ears listening to two renown individuals ( the Lady of the House & Larry Bennett ) converse regarding their accomplishments, I was impressed.

OK, I'm going to shorten the story due to my long tale telling capabilities.

So, there I was observing two 'Liked Minds' or Brilliant Business People.  It was like watching ordinary People who do extra ordinary things.

Mr. Bennett is a Wise Dividend Growth Investor.  Yeah, yeah, you have heard of Warren Buffett, but it is not often we encounter these Investment Gurus up close like Larry Bennett.

What stood out about his character that goes along with his intelligence was the fact that he was down-to-earth and willing to educate anyone seeking to learn about investments.

Here are some thoughts to ponder regarding the wise advice of  Mr. Larry Bennett:

• Try to save 10% of your earnings.
•  Become an avid reader regarding Business & Finance.
• Set a goal to obtain a number of shares of a particular company.
• Perform thorough research regarding companies in stock markets; know what you are
  getting into prior to involving oneself.
• Consider choosing 7 companies that yield or pay dividends.
• Observation or Due Diligence of each selected organization's growth for a 10 year period should be applied.
• Consider discussing the Finance Markets with 'Liked Minds' or Brilliant Business People, privately.
• Spend time with your Family and balance your life.

Finally, to close out this series of 'Wealth Building', please understanding that wealth encompass many more things, then shared in these three (3) blogs:

• 1 of 3 Series:  Teaming Arrangement Strategy  (Wealth Building)
• 2 of 3 Series:  Assets & Liabilities (Wealth Building)
• 3 of 3 Series : A Wise Dividend Growth Investor (Wealth Building)

However, if I was to take one term from each of these blog articles regarding this series to make a final statement, it would be:

Consider teaming while building a reputation of being an asset to a community where you receive dividends in your business, as well as, others.

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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2 of 3 Series: Assets & Liabilities (Wealth Building)

by C. Henry Adams

According to Investopedia,  asset is a resource with economic value that an individual, corporation or country owns or controls with the expectation that it will provide a future benefit. Assets are reported on a company's balance sheet and are bought or created to increase a firm's value or benefit the firm's operations.  https://www.investopedia.com/terms/a/asset.asp

Furthermore, Investopedia define the term liability as a company's legal financial debts or obligations that arise during the course of business operations.  https://www.investopedia.com/terms/l/liability.asp

I recall hearing a very good,  Big Brother Mentor make a profound statement. He said,  " You are either an Asset to someone or a liability.  Once you become liable, your services are no longer useful. "   Dannie James, Sr.

Warning:  This statement could perhaps be interpret in multiple ways.  But, for the purpose of this blog, let's identify a company or organization as a whole being either an Asset or Liability.

Nevertheless, when one recalls the above quote; a flurry of thoughts trickle down within my mind.

These terms & phrases appear as such below:

• Ethics
• Ethical Practices
• Best Practices ( BP )
• Integrity
• Speaking or addressing an issue in a professional forthright tone
• Utilizing Tact
• Utilizing the three F's technique. ( Feel, Felt & Found)

Ethics & Ethical Practices is having knowledge of the right thing to do while being proactive to resolving incidents or situations to say the least.

An organization utilizing ' Best Practices '  ,whereas, regulations, rules, laws or guidelines are implemented regularly, should consider this a high priority.

Integrity should be attributed throughout a company's BP.  Perhaps, a Company's Spokesperson should always speak or address an issue in a professional forthright tone.

Often times, emotional circumstances could elicit behavior unbecoming; utilizing tact is imperative.

Finally, pro-activity helps prepare an establishment for the unexpected.  Utilizing the three F's technique ( Feel, Felt & Found) when conceivably available to resolve an issue; helps
builds business relationships.

Please understanding that wealth encompass many more things, then shared in these three (3) blogs:

• 1 of 3 Series:  Teaming Arrangement Strategy  (Wealth Building)
• 2 of 3 Series:  Assets & Liabilities (Wealth Building)
• 3 of 3 Series : A Wise Dividend Growth Investor (Wealth Building)

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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1 of 3 Series: Teaming Arrangement Strategy (Wealth Building)

by C. Henry Adams

Imagine (5) five companies working together to provide solutions for a common client or clients.

Based off the foremost need or needs, one of the companies serve as the Primary Provider of the Contractors for a particular customer. The purchaser is either a multi-million dollar or multi-billion dollar buyer.

W2 or W-2 in the above illustration is identified in the United States as a Internal Revenue Service Tax Form that employers utilize to report taxes withheld from employees.   Thus, we are recognizing a business that provides these forms while legally reporting taxes taken to submit to the US Federal Government.

1099 or Form 1099 in the above illustration is identified in the United States as an Internal Revenue Service Tax Form that companies provide independent contractors with to report the various types of income they may receive throughout the year.  Note: There are a number of different 1099 forms, but our focus point here is on independent contractors.

Can a business contract as an  independent contractor with another business?   Answer:  Yes

A Teaming Arrangement (TA) is also a Contractor Team Arrangement (CTA) which two or more organizations come together to provide a total solution to meet a particular customer's needs.

Thus, the model mentioned above recognizes an organizational structure that could be conceived as a TA or CTA.  Please understand that wealth encompass many more things than mentioned.

• 1 of 3 Series:  Teaming Arrangement Strategy  (Wealth Building)
• 2 of 3 Series:  Assets & Liabilities (Wealth Building)
• 3 of 3 Series : A Wise Dividend Growth Investor (Wealth Building)

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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Define Benefit

by C. Henry Adams

According to a particular dictionary found on the Internet,
'Benefit' is define as an advantage or profit gained from something.

Would not you want to gain something or a financial profit for years yet to come?

So, what must you do to gain something or possess a financial profit for possibly decades?

The simple answer is in bullet points below:

1) Make up within your mind by establishing the firm thought to prosper.
2) Plan the journey to gain something or possess financial profit, then simply implement it.
3) Focus on this venture.
4) Identify various legal & moral ways to gaining more stability.
5) Prepare to enhance oneself, as well as, others involved in the undertaking while being available to learn, adapt and overcome obstacles to success each new day.
6) Share while giving during the development or enhancement of your ' soft skills or people skills '.
7) Repeat 1 through 6 to improve your future outcomes.

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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Are You of an Eagle, Owl, Parrot or Dove Character?

                                          Dr. Roger W. Garret in Downtown Atlanta


by C. Henry Adams


I can hear someone say, " C. Henry Adams, what does the ' Species of Birds '  got to do with my character!? " (Possibly an Owl).

In my reply, I would state, that it is an effort to help develop your "Soft Skills or People Skills".

To expound, to the best of my ability; allow me to tell you a very short story.

Recently, I had the opportunity to sat in a fortune 500 Company's training session, whereas, I heard the lecture of Dr. Roger W. Garret.

Dr Garret is a professor at Georgia State University that developed a Behavior Assessment System design to teach individuals, as well as, professionals a better way to approach people in life, quite simply stated.

He wrote the book, ' Who Moved My KEYS? '

In a recent blog article, I alluded to a plethora of wealth through wisdom by simply keeping Family & Friends in your life.   Dr. Garret's teachings helps one to make assessments while developing this well being.

Purchase Book here:  https://shorturl.at/lortH


Thanks!

C. Henry Adams
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021

Purchase Book here:  https://shorturl.at/lortH

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The Definition of Wealth According to Marion Lewis Adams, Sr.

by C. Henry Adams


Roughly 24 years ago in June of 1995, my former Soulmate (Former Wife) & I  visited my parents who once lived in the Community of Collier Heights; within a little known subdivision called, ' Kevin Heights ' - located off of Tribble Lane & Linkwood Road; Northwest Atlanta, Georgia.

This particular visit was unique in many ways, fore, it would be the last time that I would see my Father alive, speak with or even do the rarest of things with him - hug.

This particular visit was also where a Father presented his youngest son, one of the greatest gifts that he could ever part with as a result of the fruits of his labors.

Therefore, to be blessed time and time again, knowingly or unknowingly; it is my humble desire to share that very gift with you the reader.

To do so, allow me to finish telling this true story to the best of my knowledge.

I sat down with Marion Lewis Adams, Sr. and I told him, " Daddy, I just came by to thank you and Momma for everything that you all have done for me and I love you.

During the course of the conversation with him, he told me the greatest secret of wealth that could be beneficial to all that listen while learning from it for decades to come.

He said, " Close your mouth and open your ears.  I'm going to tell you the definition of wealth."

Then, he said, " Wealth is not the amount of money you keep in your pockets or possess. But, it is the Family and Friends that you keep. These are your resources. Fore you see, with Family whether they are blood relatives (genetically connected) or NOT , as well as, Friends - you have formed BONDS for years. Therefore, things or objects that people with money could not easily obtain,
you will receive with ease. "Think about what has been said and ponder on this thought while being proactive regarding this matter for decades to come!

Thanks!


C. Henry Adams
Benefits Advisor
Aflac
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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FEBRUARY - 4 Even 7 Day Weeks

by  C. Henry Adams


One day, a wise older man sat on a bench in a park when a young boy familiar with him while walking home from school, stop to greet him.   This is the conversation that ensued.

Young Boy:  Greetings Elder

Wise Older Man:   Hello Young Man, how are you?

Young Boy:  I'm well, just coming from school.

Wise Older Man:   Outstanding job, you have just completed the 1st seven even days.

With a puzzled look upon the child's head, he made this statement to the wise older man.

Young Boy: Seven is an odd number.  How many seven even days is it?

Wise Older Man: In this very short month, it is only 4.

So, I ask you;  what Month was it and to which day of the Month did this conversation allude to...?

If you answered February and proposed the day to be the 7th, you are correct.

Fore, there are (4) four seven day weeks in this month which equal to 28 even days.




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Monday Morning Contracting Tip (01/28/19)

Government Shutdown

What happens when the government decides to shut the government down again?  “Be Prepared”

I didn’t share much about the government shutdown during the shutdown because we were already in the shutdown, but I’d like to share some information about preparing for the next shutdown that we hope not to see in the next three weeks or so, but possible. There is a need to review the issues and challenges presented by shutdowns in order to remain prepared for what may come.

• Be very familiar with the clauses incorporated in the terms and conditions of the contract awarded
• Contractors must determine whether they will continue performing or stop work
• A government shutdown is not a self-executing stop-work order
• The shutdown itself does not suspend a company’s obligation to perform nor does it release the government its obligation to pay for performance   
• It can be determined if the contractor’s work require any new appropriation or authorization of spending  
• There’s also a need to identify whether critical government personnel, facilities and resources are available
• It is important to have Direct contact with your Contracting Officer, if your contracting officer issues a stop-work order, then stop work and comply with the order.
• If you do not receive a stop-work order, then you must consider (1) whether your contract is deemed required to support "exempt" government activities and (2) how your contract is funded.    

One important compliance requirement to understand, does your contract required to support activities exempt from the Anti-Deficiency Act?

Many of the legal complications of a government shutdown derive from the Anti-Deficiency Act, which makes it a crime to obligate the United States to spend funds that Congress has not previously appropriated.

There are some narrow exceptions: https://www.gao.gov/legal/appropriations-law-decisions/resources

All The Best

Dannie E. James Sr

JE Group LLC

Phone: 404-557-0027

Fax: 404-521-4018

www.jegroupllc.com

www.amstability.com


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Understanding The BGFRS Beige Book

by C. Henry Adams

The acronym, ' BGFRS ' identifies Board of Governors of the Federal Reserve System.

In 1970, the Red Book which is now called, the ' Beige Book ' was established under the leadership of US Ambassador & Chairman of the Board of Governors of the Federal Reserve System - Arthur Frank Burns.

Unlike the illustration of a beige colored book shown above, this research information mentioned is actually recognized as the ' Summary of Commentary on Current Economic Conditions '.

There are approximately (12) twelve Federal Reserve Banks in the United States of America:

1)  Federal Reserve Bank of Boston
2)  Federal Reserve Bank of New York
3)  Federal Reserve Bank of Philadelphia
4)  Federal Reserve Bank of Cleveland
5)  Federal Reserve Bank of Richmond
6)  Federal Reserve Bank of Atlanta
7)  Federal Reserve Bank of Chicago
8)  Federal Reserve Bank of St. Louis
9)  Federal Reserve Bank of Minneapolis
10)  Federal Reserve Bank of Kansas City
11)  Federal Reserve Bank of Dallas
12) Federal Reserve Bank of San Francisco

...which report the following (8) eight circumstances:

A)  Summary of Economic Activity
B)  Employment and Wages
C)  Prices
D)  Consumer Spending
E)  Manufacturing and Distribution
F)  Services
G)  Real Estate and Construction
H)  Banking and Finance
This report is submitted (8) times per year.  Today is January 16th, 2019, thus the first of eight to be submitted for 2019.


  https://www.federalreserve.gov/monetarypolicy/beigebook201901.htm
 


As a Consultant since 1998 or for 21 years, I encourage you to learn more about the US Economy.

Well, these are my thoughts, what say you?

I welcome your comments.

Thanks!


C. Henry Adams
977 Montreal Rd
Box 1089
Clarkston, Georgia 30021
bienminc@gmail.com
CHA Linkedin 
(404) 254-7187

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